M'Cube Pay is FCA-regulated and fully operational. We're onboarding early adopters corridor by corridor while we scale infrastructure ahead of our wider public launch — with live rates and fees shown upfront.
No fee traps. No three-day waits. Just send and go.
Hidden fees? We don't do those.
What you type is what they get. No sneaky charges, no fine print, no "processing" surprises at checkout.
Their phone buzzes before your tea's brewed.
Most Mobile Money transfers land in under a minute — not the 3–5 days your bank still brags about.
Banks charge more and move slower. You deserve better.
We are in a deliberate early-deployment phase: production systems are live, compliance controls are active, and every transfer is processed on the same rails we will use at full scale. Early users help us harden corridors and pricing before our major launch.
FCA registration, AML programme, and partner banking in place.
Live transfers with transparent pricing for early adopters.
Expanded corridors, mobile apps, and referral rewards at scale.
Rates and fees pulled from our live currency and charge tables.
| Destination | Exchange rate | They receive | Transfer fee | |
|---|---|---|---|---|
Ghana
GHS
|
1 GBP = 15.8200 GHS | 1,582.00 GHS | Free | Send |
Rates refresh from our database and may change before you confirm a transfer. Final amounts are always shown in the send flow before payment.
Competitive FX with no hidden spread markups in the send flow.
See exchange rate, fee, and deliverable amount before you commit.
Pay by bank transfer; recipients get mobile money or bank payout.
Direct access to our team while we scale — your feedback shapes the product.
Create your account in minutes and be part of the community helping us launch right.